Loans above Rs. 20 lacs: Rs. 10,000 (plus taxes) Security. Upto Rs. 7.5 Lacs:Only Parent/ Guardian as co-borrower. No Collateral Security or third party guarantee. Above Rs. 7.5 Lacs:Parent/ Guardian as co-borrower and tangible collateral security. Margin. Up to Rs 4 Lacs - Nil. Above Rs 4 Lacs - 5% for studies in India, 15% for studies in abroad.. Insurance. Get your loan insured by - Credit Protect from HDFC Life whats more, the Insurance amount will be a part of loan amount. APPLY ONLINE. Pursue your dream education course in India with Education Loan from HDFC Bank. Apply online & get a student loan up to Rs. 10 lakh for education in India.
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Top 5 Banks that Offers Educational Loan without Collateral. Many banks provide a loan without collateral for education. As per the RBI guidelines, all banks have the credential to provide education loans without collateral up to INR 7.5 lakhs with a few criteria to be met by the applicant. Private and non-banking finance corporations offer.. In case the loan does not get sanctioned, 80% of the processing fee will be refunded without a question asked. Vidyaloans will help you secure the best education loan in India through Government banks up to 7.5 lakhs without collateral and will help you get the best.
